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Change Orders and How They Get Away From You

The budget rarely breaks in one place. It breaks across eleven change orders, each of which seemed reasonable on the day it was signed.

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· Michael Blair

A project that finishes well over budget usually did not start with a bad price. It accumulated change orders, most of them individually defensible, none of them individually alarming. Understanding how they arise is what makes them controllable.

The three kinds, which behave differently

Owner-requested changes are the ones you asked for: a different tile, an added outlet, moving a doorway. These are entirely legitimate and entirely within your control, and they are where most overruns actually come from.

Discovered conditions are what was found once things were opened up: knob and tube wiring, a rotten sill, no header over an opening, a drain line where the plan assumed none. These are unavoidable in older Nashville housing stock. Errors and omissions are the third kind, where something was missed in the original scope, and those are worth a harder conversation.

What a change order should contain

A description of the change, the cost, the effect on the schedule in days, and a signature from both parties before the work happens. The schedule impact is the field most often left blank and the one that causes the most friction later, because a series of small changes silently adds weeks.

Get it in writing every time, including for changes that reduce the price. Verbal changes on a job site are the origin of nearly every serious contractor dispute, and the person who remembers the conversation differently is usually whichever party is worse off.

  • Written and signed before the work is done
  • Cost, and the schedule impact in days
  • Reference to what it replaces in the original scope
  • A running total showing the revised contract sum
  • Credits documented the same way as additions

How to reduce them before the job starts

Make the decisions early. Most owner-requested changes happen because a selection was left open and got made under time pressure once the trades were on site. Tile, fixtures, hardware, paint colours and appliance models chosen and specified before demolition eliminate most of that category.

For discovered conditions, put a contingency in the budget rather than in your hopes, and investigate in advance where it is cheap to do so. Opening a small area of wall or crawling under the house before finalising a scope on a pre-war Nashville home is inexpensive and frequently changes the plan.

Allowances, which are change orders in advance

An allowance is a placeholder amount for something not yet selected. They are a normal part of contracting and they are also where a low bid hides. A quote with a tile allowance well below what you intend to buy will produce a change order the moment you make a real selection.

Ask what each allowance actually buys, in specific terms, and whether it includes labour or only material. Comparing two bids without comparing their allowances is comparing two different projects, and it is the most common reason the cheaper bid does not end up cheaper.

FAQ

Change Orders and How They Get Away From You — questions

Do I have to pay for a change order I did not sign?

A written contract with a change order clause typically requires written authorisation, and that clause protects you. In practice disputes arise where work proceeded on a verbal instruction, so the discipline of signing before work starts is what makes the clause useful. Silence while work happens weakens the position considerably.

How much contingency should a renovation carry?

Enough that discovered conditions do not force a decision between finishing and stopping, and more on an older house than a newer one. What matters as much as the figure is treating it as reserved for genuine discoveries rather than as spare budget available for upgrades, since spending it early leaves nothing for the surprise.

Is it reasonable for a contractor to charge for their own mistake?

No, and that is what separates an error and omission from a discovered condition. Something that should have been visible and priced at bid time is different from something concealed behind a wall. It is a fair conversation to have, and having it calmly with reference to the original scope is more productive than treating every change as a dispute.

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